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Internet Privacy Statement

Visitors to this bank Website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

• Date and time our site was accessed
• IP address (A numeric address given to servers connected to the Internet)
• Web browser used
• City, state, and country

The bank uses this information to create summary statistics and to determine the level of interest in information available on our site. Visitors may elect to provide us with personal information via E-mail, online registration forms, or our guest book. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.

Some areas of our Website may use a "cookie" temporarily stored in the visitor's computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before.

Internet Security Statement

This Internet Banking System brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features password-controlled system entry, a Digital ID for the bank's server, Secure Sockets Layer (SSL) protocol for data encryption, and a router loaded with a firewall to regulate the inflow and outflow of server traffic.

Secure Access and Verifying User Authenticity

To begin a session with the bank's server the user must key in a Log-in ID and a password. Our system, the Internet Banking System, uses a "3 strikes and you're out" lock-out mechanism to deter users from repeated login attempts. After three unsuccessful login attempts, the system locks the user out, requiring either a designated wait period or a phone call to the bank to verify the password before re-entry into the system. Upon successful login, the Digital ID authenticates the user's identity and establishes a secure session with that visitor.

Secure Data Transfer

Once the server session is established, the user and the server are in a secured environment. Because the server has been certified as a 128-bit secure server data traveling between the user and the server is encrypted with Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with the public and private key pair. In short, the bank's server issues a public key to the end user's browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over when a new end user makes a server session.

Router and Firewall

Requests must filter through a router and firewall before they are permitted to reach the server. A router, a piece of hardware, works in conjunction with the firewall, a piece of software, to block and direct traffic coming to the server. The configuration begins by disallowing ALL traffic and then opens holes only when necessary to process acceptable data requests, such as retrieving web pages or sending customer requests to the bank.

Using the above technologies, your Internet banking transactions are secure.

Browser Updates

Dacotah eBank requires our customers to use a 128 bit encrypted browser. Here are two links to help you upgrade your browser.

• Click here to download latest version of Internet Explorer
• Click here to download the latest version of Firefox

Dacotah Bank Privacy Policy

We DO NOT sell your personal information!

We know how important your privacy is and we respect that.

Your personal information is safe with us. We follow privacy laws to the letter.

You don't have to notify us.

At Dacotah Bank, the basis of each customer relationship is trust. Because you have chosen to do business with Dacotah Bank and our affiliates, we are obligated to honor that relationship with great care, beginning with information you have chosen to share with us. Your privacy should not be compromised. At the same time, we want to offer you an array of products and services needed to reach your financial goals. We believe we can do both and protect your privacy.

Confidentiality of customer information is one of our fundamental responsibilities. While information is critical to providing quality service, we recognize that one of our most important assets is our customers' trust; therefore, safekeeping of customer information is a priority for Dacotah Bank.

For purposes of the following notice, we, our, us, and affiliate(s) means Dacotah Bank and Dacotah Insurance. This privacy policy applies to all of our products and services, and any future products or services we may develop or provide to you.

Information We May Collect

We collect, retain, and use information about you only when we reasonably believe it will help administer our business or provide products, services, and opportunities to you. We use customer information to protect and administer your records, accounts, and funds; to comply with certain laws and regulations; to help us design or improve our products and services; to better understand your financial needs; and to provide you with quality products and superior service.

We may collect "nonpublic personal information" about you including:

• Information we receive from you on applications, other loan and account forms, or electronically;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from third parties such as credit bureaus or consumer reporting agencies or other governmental agencies.

"Nonpublic personal information" is information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.

Information We May Disclose

We are permitted under law to disclose nonpublic information about you to third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus or similar information reporting agencies.

The Fair Credit Reporting Act is the primary law that allows certain information to be shared within affiliated banks and companies. We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with our affiliates (related to us by common control or ownership).

To summarize, we do not disclose nonpublic personal information about you or our former customers to anyone, except as permitted by law or authorized by you.

Dacotah Bank and our affiliates require all vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them. As an example, we may link to other sites from our Internet Home Page as a convenience. However, we are not responsible for the content of those sites, nor their policies for the collection of customer information.

Security Procedures

We safeguard information according to established security standards and procedures, and we continually assess new technology for protecting information. Our employees are trained to understand and comply with these information principles.

We restrict access to your personal and account information only to those employees who need to know that information in order to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Dacotah Bank and our affiliates may receive information via online technology and online applications. Our security meets or exceeds current industry standards. Electronic access to your account information is protected using a customer identification number, password, and encryption technology. You must apply for electronic banking access such as ATM CheckCards, Phone Banking and eBank and become registered for security purposes.

In Summary

We recognize and respect your privacy. If you have questions about these principles or have a question about the privacy of your customer information, please contact your nearest Dacotah Bank. Should you ever believe that our records contain inaccurate or incomplete information, please notify us immediately.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

These privacy standards apply to all our customers, and we reserve the right to amend this policy at any time.

Customer Information Program

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you is that when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.